I should know because that was me. I proudly lived within my means the majority of my adult life. Investing initially intimidated me, but by my late twenties, I had a 401k, a ROTH IRA and was even awarded some super cool stock options at work for a job well done. Clearly, I was one financially savvy gal who knew where she was going and was making smart choices with her money.
Except I wasn’t. Far from it, in fact.
I got caught up in the belief that if you lived within your means, then everything was fine. To an extent, there is some truth to that belief. Living within or below your means is certainly better than living beyond your means. But just because you live within your means doesn’t mean that you are making good choices with your money either.
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